🌍 Investor & Non-U.S. Resident Mortgage Loans

“Real estate investment made simple — even without U.S. income or residency.”

📘 Who Are These Loans For?

This page covers flexible mortgage solutions designed for:

  • 🏢 Real estate investors (U.S. citizens or foreign nationals)

  • 🌎 Non-U.S. residents or foreign nationals purchasing U.S. property

  • 🏠 Buyers using rental income or assets to qualify

  • 🧾 Investors who can’t or don’t want to use tax returns or W-2s

  • 🔁 Those looking to refinance or cash out of rental properties

🏠 Property Types You Can Finance

  • Single-family homes

  • Condos and townhomes

  • 2–4 unit residential properties

  • Some vacation rentals and Airbnb properties

  • Properties held in LLCs or Trusts (DSCR/Non-QM eligible)

📊 Program Options

Loan Type Best For Learn More
DSCR Loans Qualify based on rental income, not personal income DSCR Loans
Bank Statement Loans U.S.-based investors with non-traditional income Bank Statement Loans (Coming Soon)
Asset-Based Loans High-net-worth investors using their portfolio Asset-Based Mortgages
Foreign National Loans Non-U.S. residents with no U.S. credit or income Details below


🌐 Foreign National Mortgage Program

We offer mortgage options for foreign nationals purchasing U.S. real estate — no U.S. credit, W-2s, or residency required.

Key Features:

  • No U.S. income required

  • No social security number needed

  • Up to 70–75% LTV

  • Foreign bank statements and credit references accepted

  • Passport and visa or travel documentation required

  • Loans often held in LLCs or Corporations

  • Available for purchase or cash-out refinance

  • Investment properties only (no primary residences)

💡 Why Use These Programs?

  • ✅ No personal income documentation needed

  • ✅ Title can be held in LLC or Trust

  • ✅ Great for portfolio expansion

  • ✅ Avoids many underwriting hurdles of conventional loans

  • ✅ Perfect for out-of-country investors, digital nomads, or U.S.-based property managers

🔁 Refinance & Cash-Out Options

You can refinance or pull equity from existing rental properties — even if your personal income wouldn’t traditionally qualify.

  • Refinance existing loan into better terms

  • Pull cash out for more property purchases

  • Use property’s rent (DSCR) or assets/bank deposits to qualify

  • Title must remain investor-eligible (not a primary residence)

🧠 Common Questions

Do I need a visa or green card?
No — foreign national programs allow buyers with valid passports and no U.S. residency.

Can I close in an LLC?
Yes — most DSCR and investor-friendly programs allow title to be held in an LLC.

Do these loans show up on U.S. credit reports?
Not always — especially for foreign national loans.

Can I get a loan without U.S. tax returns?
Yes — we offer options that don’t require any U.S. income documentation.

🔗 Related Pages

🚀 Build or Expand Your Portfolio — No Borders Required

Whether you live across the street or across the globe, we’ll help you finance real estate that generates long-term value.

🔵 [Start My Investor Loan Application]
📞 [Talk to an Investment Loan Advisor]

 

🔒 Disclosure

This is not a commitment to lend. All programs are subject to underwriting approval, verification of assets or rental income, and property eligibility. Foreign national programs may have additional requirements. Not all applicants will qualify.

APPLY NOW!