Buy a Home with a VA Loan
💬 “Built to honor your service — designed to help you own a home with zero down and unmatched benefits.”
🎖 What Is a VA Home Loan?
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The VA loan program, backed by the U.S. Department of Veterans Affairs, offers eligible active-duty service members, veterans, and surviving spouses a powerful path to homeownership. With no down payment, no private mortgage insurance (PMI), and competitive interest rates, VA loans are one of the best options available for those who’ve served our country.
🏠 VA Loan Highlights
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✅ No down payment required
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✅ No monthly mortgage insurance (PMI or MIP)
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✅ Flexible credit requirements
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✅ Competitive, government-backed interest rates
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✅ Low closing costs and limited fees
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✅ Reusable benefit — use your VA loan more than once!
🪖 Who’s Eligible for a VA Loan?
📋 Eligibility Checklist
✔️ Active-duty service member or veteran
✔️ National Guard or Reserve with sufficient service
✔️ Surviving spouse of a veteran (unremarried)
✔️ Have a valid Certificate of Eligibility (COE)
✔️ Meet income and credit guidelines set by your lender
💡 Even if you've used a VA loan before, you may still be eligible for another purchase — ask us about restoring your entitlement.
💰 VA Loan vs. Conventional Loan
📐 Comparison Table
| Feature | VA Loan | Conventional Loan |
|---|---|---|
| Down Payment | $0 | 3–20% |
| Monthly Mortgage Insurance | None | Required if <20% down |
| Credit Flexibility | More lenient | Moderate to strict |
| VA Funding Fee | Yes (can be rolled in) | No |
| Available To | Eligible veterans | All qualified buyers |
🧾 What You'll Need to Apply
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Certificate of Eligibility (COE)
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DD-214 or statement of service
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Valid ID + Social Security number
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2 months of bank statements
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Recent pay stubs + 2 years W-2s
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Tax returns (if self-employed)
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Signed purchase agreement
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Property details & HOA info (if applicable)
📋 [Download Full VA Loan Checklist]
🚀 Ready to Start Your Journey?
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Whether you're purchasing your first home or moving to a new duty station, we’re here to guide you through every step.
🔵 [Apply Now]
📞 [Speak to a VA Loan Specialist]
📎 [Get Pre-Qualified Today]
🔒 Disclosure
This is not a commitment to lend. VA loans are subject to credit approval, VA eligibility, and underwriting guidelines. The VA funding fee may apply and can be financed into the loan. Interest rates and loan terms may vary based on individual qualifications. Not all borrowers will qualify. Additional restrictions and conditions may apply. Consult your licensed loan officer for more information.