Imagine Your Future Get peace of mind, financial flexibility, and a path to what matters most. Start Now Feel Confident
About Your Future A better mortgage means more time, less stress, and smarter living Meet Our Experts Unlock
Your Future Explore options to build equity and support your long-term financial goals Get Pre-Qualified

How can we help you reach your goals?

From pre-approval through the life of your loan, we're here for your entire journey.

I am Refinancing
I am Purchasing

Buy a Home

Get pre-approved and explore loan options designed for first-time and repeat buyers alike. We make homeownership simple.

Get Started

Take cash out

Tap into your home equity to pay off debt, renovate, or invest. Cash-out refinance options built for real-life goals.

See Options

Lower Payment

Refinance to reduce your monthly mortgage and keep more cash in your pocket. We’ll help you find the right fit.

Refinance Now

Low Credit

Don’t let credit challenges hold you back. Explore FHA, VA, and flexible loan programs built to help you qualify.

Check Programs

Low Down Payment

You don’t need 20% down. Discover low and no down payment options with competitive rates and flexible approval.

Explore Loans

Investor Options

No tax returns needed. DSCR, bank statement, and asset-based loan programs built for real estate investors and entrepreneurs.

Investor Loans
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OUR EASY PROCESS

Home loans made simple — from conversation to closing.

1. Conversation

We’ll get to know your goals and answer any questions. No pressure — just a helpful chat

2. Application

Fill out a quick and secure application so we can start tailoring your options

3. Documents

Upload your basic documents — pay stubs, ID, etc. We’ll guide you through what’s needed to make your life easy

4. Processing & Underwriting

We handle the heavy lifting — reviewing your info and prepping everything for approval

5. Final Approval

Once underwriting is done, you’ll get the green light and we’ll lock in your loan terms

6. Congratulations

You’re clear to close! Whether it’s keys to your new place or a lower rate on your refi — you did it

Take Control of Your Home Financing

Buying or refinancing a home involves more than rates and paperwork — it’s about feeling confident in your financial decisions. We're here to help you understand your options clearly and move forward with the right plan for your needs.

Use Your Home to Free Up Cash

Tap into your home’s equity to pay down debt, boost savings, or invest in what matters most.

Have high-interest debt? A cash-out refi or HELOC could change everything.

Check Your Equity

Start building your future with a smarter mortgage

Get clarity, confidence, and expert support — whether you’re buying, refinancing, or tapping into your home’s equity

$96.24bn

In Loans Funded

Helping families nationwide finance their future since 1998
423k+

Loans Closed

Thousands of homeowners and refinance clients trust PRMI.
25+

Years Of Trusted Experience

Founded in 1998 and still locally focused, nationally backed
225+

Branches Nationwide

Wherever you are, our experts are close by and ready to help.
 

PRMI is committed to helping you reach your financial goals — from lowering your monthly payments to unlocking the equity in your home. We’ll guide you with honest answers, custom solutions, and a team that cares about your success.

Explore Your Options

A Transparent, Trusted Mortgage Experience

Since 1998, Primary Residential Mortgage, Inc. has helped customers across the country with straightforward lending solutions and personalized guidance

Awards & Recognitions