ABOUT US
Our Story
Primary Residential Mortgage, Inc. (PRMI) opened its doors in 1998 in Salt Lake City, Utah—a small team working out of an executive suite with a big vision: make homeownership possible for more families. That first year, we closed 321 loans totaling $35 million. We weren’t sure where the road would lead, but we were passionate about our work and committed to doing things the right way.
Over the years, our story evolved. We weathered every market cycle—the highs, the lows, and everything in between—and grew into a nationwide direct mortgage lender with over 250 branches and 2,200+ employees across 49 states. Through it all, we’ve stayed true to our roots: debt-free operations, ethical business practices, and a personalized approach that treats every borrower like family.
We are a direct lender, we underwrite, approve, and fund loans in-house. We are not a broker, lead aggregator, or third-party service provider. When you work with PRMI, you’re working directly with the company that controls your loan from application to closing—no middlemen, no runaround.
Let’s get you home.
What We Do
We provide full-service residential mortgage lending directly to consumers nationwide.
From first-time homebuyers to seasoned investors, we offer the financing solutions, expert guidance, and personalized service you need to achieve your homeownership goals—without the confusion of working with multiple parties.
Here’s how we help borrowers like you:
Purchase Loans Buying your first home or your fifth? We offer competitive rates on conventional, FHA, VA, and USDA loans with local expertise and national strength.
Refinance Options Lower your rate, shorten your term, or access your home’s equity. We help you find the right refinance solution for your financial goals.
Government-Backed Loans (FHA, VA, USDA) Specialized programs for veterans, rural homebuyers, and those with flexible credit requirements—handled by experts who know these programs inside and out.
Jumbo & Non-Conforming Loans Financing for higher-priced homes or unique situations that don’t fit conventional guidelines.
Down Payment Assistance Programs like Chenoa Fund help qualified buyers get into homes with less cash upfront.
You deserve a lender who works for you—not a middleman passing your file around. That’s the PRMI difference.
Primary Residential Mortgage, Inc.
NMLS #3094 | Equal Housing Lender
Corporate Headquarters: Salt Lake City, Utah
Licensed in 49 States | nmlsconsumeraccess.org